Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
General Liability vs. Professional Liability Insurance
Posted: March 4, 2022
General Liability vs. Professional Liability InsuranceIf you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...
How to Create a Home Inventory
Posted: March 1, 2022
How to Create a Home InventoryAfter a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...
How to Read a Summary of Benefits and Coverage
Posted: February 25, 2022
How to Read a Summary of Benefits and CoverageThe Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...
Insure the Ones You Love
Posted: February 22, 2022
Insure the Ones You LoveFebruary is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...
3 Myths About Workers’ Compensation
Posted: February 19, 2022
3 Myths About Workers’ CompensationWorkers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury, So I Don’t Need Workers’ Compensation Insurance. Regardless of the...